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One of the largest health insurance companies in the United States is Cigna. Cigna offers group, accident, and life and disability insurance. It also addresses issues such as behavioral health, visual, prescription and dental insurance. Cigna health insurance provides consumer- driven health plans. This means that individuals who select this insurance have a greater opportunity to be in charge of their own medical care. Cigna has a variety of insurance plans that may be customized to meet each individual’s medical needs. A subscriber may choose to participate in a PPO, HMO or an Open Access plan. Most often, consumers choose to enroll the PPO offered by Cigna to avoid the hassle of a referral- based policy like that of the HMO. An extensive range of policies are made available to those who are students, employees and the elderly. To ensure that you are enrolled in one of the top policies, it is ideal to discuss your medical needs with a representative. Visiting the Cigna website will also present you with quotes for each of the plans that are offered. The ability to customize your insurance plan will ascertain that you are making the best investment in regards to your health care needs.